(How I accidentally timed the market) I finally moved my Health Savings Account out from its high-fee custodian. While I was working, I was enrolled in a High Deductible Health Plan (HDHP). This allowed me to contribute to a Health Savings Account (HSA). Much has been written in other blogs about HSAs, so I’ll direct you to my favorite to learn more. The short story is they are great ways to save in a tax-advantaged manner, so if your health care needs are...
Early retirement is wonderful. My time is my own. Weekdays, weekends, who cares? Sometimes I forget what day of the week it is. Or what day of the month. This can lead to money-management issues. I’ll share two of them here that happened in the same month. A few weeks after I left employment I took a celebratory trip that lasted five weeks. I was mostly hiking and camping, so during that time I was in and out of communication with the outside world. Mostly out, not because...
Welcome to The Crow and the Jar! This is not your typical Financial Independence/Retire Early (FIRE) blog detailing how to become financially independent. There are already plenty of those. But what happens after FI? Many blogs discuss withdrawal or drawdown approaches, but few have implemented them. In this blog, I shall attempt to show real life applications of published strategies. Every person’s situation is unique, including mine. My post-FIRE situation isn’t “pure”...